Protecting Your Client’s IRA: Understanding the “Name on the Check Rule”

August 6, 2026
12 PM CDT
Dale Krause, J.D., LL.M.
Presented by: Dale Krause, J.D., LL.M.
Founder and CEO
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Protecting Your Client’s IRA: Understanding the “Name on the Check Rule”
About This Webinar

Retirement accounts can pose a problem for your client’s Medicaid plan, but using a Medicaid Compliant Annuity can help preserve the asset and accelerate your client’s eligibility.

In this webinar, Dale Krause, J.D., LL.M., will explore:

  • How IRAs are treated for Medicaid purposes and how a Medicaid Compliant Annuity eliminates the asset
  • Strategies for different case facts, including "Name on the Check Rule" and how it helps protect an IRA owned by an institutionalized spouse
  • Transfer methods for avoiding tax consequences

The “Name on the Check Rule” is a crucial strategy any agent working in Medicaid planning should know. This session will help you understand when it makes sense to use, the Medicaid regulations that dictate the strategy, and how to enact it in a way that’s most beneficial to the client.

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About the Presenter:
Dale Krause, J.D., LL.M.

Dale Krause, J.D., LL.M.

Founder and CEO

Often referred to as the “Pioneer of Medicaid Compliant Annuities,” Dale is a leading national authority on crisis Medicaid planning. He began his career as an estate planning attorney before closing out his private practice to pursue the design and development of Medicaid Compliant Annuities. In addition to being an attorney, Dale is also a Certified Medicaid Planner (CMP) and has his Certification in Long-Term Care Insurance (CLTC).