Medicaid Compliant Annuities vs. Promissory Notes: What You and Your Clients Need to Know

December 10, 2026
12 PM CST
Travis Bitters
Presented by: Travis Bitters
Medicaid Annuity Specialist
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Medicaid Compliant Annuities vs. Promissory Notes: What You and Your Clients Need to Know
About This Webinar

Medicaid Compliant Annuities are a popular tool when spending down for crisis Medicaid planning, but your clients may also be interested in learning about another tool—a promissory note. In this webinar, Medicaid Annuity Specialist Travis Bitters discusses the key differences between the two solutions, as well as:

  • The requirements for a promissory note and Medicaid Compliant Annuity to qualify under Medicaid rules
  • The advantages and potential drawbacks of each strategy
  • How factors such as the type of asset, state-specific rules, family dynamics, and attorney involvement can influence which option is appropriate

This webinar is designed to prepare you to handle client conversations surrounding MCAs and promissory notes with ease, as well as help clients identify when one option may be more appropriate than the other. Reserve your spot now!

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About the Presenter:
Travis Bitters

Travis Bitters

Medicaid Annuity Specialist

Travis has been with Krause since 2020. In his role, he regularly corresponds with clients, answering questions, processing applications, compiling planning letters, and sending out the necessary documentation for his cases. In addition to helping agents accelerate Medicaid eligibility for their senior clients through the use of a Medicaid Compliant Annuity, Travis also works with them to ensure they find the right products for each unique case.

A licensed insurance agent (life and health), Travis graduated from Ripon College with a Bachelor of Arts degree in Business Management and Psychology. He is passionate about helping others and always strives to empathize with each situation. In his free time, he enjoys spending time with his friends and family, especially his wife and daughter.